I use the old school "self inflating" ones. The blue ones I'm sure we've all had. I had a couple that have since been replaced with lighter inflatable ones for my back packing but these work great for this purpose.
Mine are first layer, against the wood, then the FWC cushion (mattress) and then a sealey mattress topper, then my double sleeping bag which is like two queen bed quilts held together with two zippers.
Makes me wish I'd kept my old ones.
I decided to get three Nemo Switchbacks. We'll experiment with them on top and below the FWC mattress. I ordered some Reflectix to make window covers too.
Thanks!