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Insuring a FWC through USAA


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#41 patrkbukly

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Posted 12 July 2021 - 10:07 PM

great.


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#42 DavidGraves

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Posted 13 July 2021 - 04:36 PM

I finally found some time to speak with USAA relative to truck and camper insurance.

 

They would not let me in the front door, so to speak, as I have not served in the Military nor been a Federal special Agent.

 

I let them know that my father served, my uncle died serving, my brother served and my wife worked for the Federal Govt.

 

No budge...no quote.... no business for them from me.

 

Oh Well...at least they don't beat around the bush.

 

David Graves


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#43 bike4mee

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Posted 15 July 2021 - 11:20 PM

Wow! I have had USAA for a long time. I got them to add our Hawk camper to my policy but it costs me $4.5/mo  Not sure how Wallowal got USAA to add his Hawk at no cost. Maybe they think it's a pull behind camper. Are you sure your policy reads like mine below?

 

Miscellaneous Vehicles on this Policy infoIcon.png?cacheid=2971770780_p (Opens pop-up layer) Add Vehicle
2009 FOUR WHEEL POP CAMPE 6179KC

$ 27.48per 6 months

travel_trailer.png?cacheid=2477031889_p?

VIN

6179KC


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#44 Wallowa

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Posted 15 July 2021 - 11:33 PM



 

Wow! I have had USAA for a long time. I got them to add our Hawk camper to my policy but it costs me $4.5/mo  Not sure how Wallowal got USAA to add his Hawk at no cost. Maybe they think it's a pull behind camper. Are you sure your policy reads like mine below?

 

Miscellaneous Vehicles on this Policy infoIcon.png?cacheid=2971770780_p (Opens pop-up layer) Add Vehicle



2009 FOUR WHEEL POP CAMPE 6179KC

$ 27.48per 6 months



travel_trailer.png?cacheid=2477031889_p?

VIN

6179KC

 

 

 

No, they explicitly knew it was a slide in; in fact they said it was covered with collision, comp and PL/PD same as Tundra whether it was in the Tundra or out of the Tundra....the declaration seems to be the binding document...on mine it says "Veh 03 [which is my Tundra] includes one or more camper [s], which are covered on this policy".

 

Just for drill, I will call them tomorrow to again confirm this does cover the Hawk and to find out if I can increase the coverage for the Hawk to replacement value not ACV.

 

Phil


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#45 DavidGraves

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Posted 16 July 2021 - 01:08 AM

Hey Phil

 

Are you a federal special agent ?

 

 

; )

 

DG


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#46 Wallowa

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Posted 16 July 2021 - 02:08 AM

Hey Phil

 

Are you a federal special agent ?

 

 

; )

 

DG

 

 

Ha!  No.... B)    

 

Phil


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#47 bike4mee

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Posted 16 July 2021 - 03:15 AM

Let me know please, I may be paying when I don't have to

thx


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#48 Happyjax

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Posted 16 July 2021 - 12:13 PM

I have Erie Insurance. When I joined USAA to get the military discount on my Ford Truck I had them quote me some insurance rates. They were way higher than Erie.

I had my house robbed last year. Erie treated me very well, no hassles.

I have my Bundutec as a rider on Erie for an extra $100 a year.

Will stay with Erie as long as I can....


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2018 Ford F-250. Customized Bundutec Sable :)


#49 Wallowa

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Posted 16 July 2021 - 03:10 PM

Bike4mee,

 

 

Hawk coverage with USAA..ACV.. Insured on policy for Tundra with no additional cost..

 

"Bodily injury liability limit:

$500,000 each person /

 

$500,000 each accident

 

Property damage liability limit:

$500,000 each accident

 

Comprehensive deductible:

$100

 

Collision deductible:

$500

 

Additional insured:

2016 4 WHEEL CAMPER HAWK"


 

 

Still going to check on replacement cost for Hawk as new cost has increased from 2016 to 2021 by $10K and ACV would make the difference in replacing Hawk probably closer to $15-20K.  Will check with Progressive through USAA [have my motorcycles with them].

 

Phil


Edited by Wallowa, 16 July 2021 - 03:12 PM.

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#50 bike4mee

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Posted 19 July 2021 - 11:39 PM

Thanks Wallowa! USAA was thinking and charging me as if it was a pull behind camper. Now it's just part of my trucks policy. That saves money. Good post guy


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