insurance

  1. PR

    Progressive no longer covers converted motorhomes

    In a bit of a bind, because some neighbor got my shuttle bus towed. Apparently they were able to tow it because the insurance lapsed, and the out of state plates came back "dead". Progressive quietly decided on March 19, 2025 to stop providing insurance to converted RVs. Just a heads up to...
  2. CX

    Insurance for full-time bus travelers?

    I called GoodSam this morning, they only offers liability-only since the bus conversion was not done by professional builder, and then when I mention I will be use it as my primary residence, they refuse to give insurance because they can only insure rv under recreational use (6 months or less...
  3. SO

    Allstate no longer insuring RVs

    My Allstate agent contacted me a few weeks ago and stated that Allstate is no longer going to insure RVs, campers or camper vans. I have until October to find new insurance. Anyone else get this call? Maybe it is just a Colorado thing.
  4. ML

    Mixed Experiences with Good Sam and Other Roadside Assistance Providers

    Hello Everyone. We just finished an 8000 mile trip out west from SWFL. During our trip we had 3 blowouts, a leak in the hydraulic system, leak in the coolant and a DEF issue. We have GOOD SAM ROAD SIDE ASSISTANCE. We used them 2 times. Each time cost HUGE. We ended up searching for local...
  5. DU

    California Skoolie Insurance Leads

    Hello all! We're having some difficulty locating an insurance company that will FULLY insure our 2018 Lion Electric Conversion. Some background: I currently have Progressive Commercial, but it's very expensive because due to the weight we are legally required to carry at least $750K of...
  6. BWDscotty

    FT Insurance specifics

    After almost two years on the road, we have finally cut the cord, and no longer have the safety net of a stick home. I am going to switch our insurance to full-time status, and would like to know the specifics you shopped for in your FT policy. Deductibles, property coverage, replacement...
  7. RI

    insurance/registration in WA

    Hi everyone! looking for recent info. does anyone have a general idea of how much the registration process is going to cost in 2024? Buying from a private seller, around $10,000, titled as an RV. I know everyone's story is different, just trying to plan my extremely tight funds. and second...
  8. BL

    Does anyone have any over-the-payload related incidents/stories?

    I see an insane amount of 1/2 ton and smaller pickups with slide-in campers installed. Most of the 4x4 crew cabs are certainly over GVWR, especially the vehicles running armor and with mountain bikes or a dirt bike on the back. For the number of trucks out there, likely over GVWR, there...
  9. WO

    Texas Insurance

    Hello, I am picking up a 2008 Ford e450 5 window bus this weekend. I thought my current auto insurance would cover the drive home but it seems like it will not. I need to get it from Monroe, Louisana to Denton, Texas. I spoke with Matt Sceffler with Allstate and Jeremiah in his office is...
  10. PhilFromMaine

    150 percent Insurance Rate increase

    I just got my invoice for travel trailer insurance from State Farm Insurance Company. It rose from 316.00 dollars per year to 481.00 dollars per year. That is a 150 percent increase over last year. My agent told me that that was an across the board increase for all travel trailers. That...
  11. ST

    Road Assistance Insurance

    I just received a renewal notice on the Roadside Assistance Insurance we currently have. We did get it when we purchased the trailer. Thankfully haven't had to use it. I'm just curious what others thoughts are on this coverage. I did see that my AAA does not cover towing a trailer unless I move...
  12. GR

    RV warranty

    We’re getting a 2023 used Reflection 315 and are needing guidance about purchasing a warranty. Is that what is best? Does RV insurance also have a warranty, or are they the same thing?
  13. KyDan

    You can switch medicare insurance now

    Note this is in the off topic forum but.... If you have a medicare advantage insurance plan and want to switch plans you can do it now until March 31. My previous insurance plan and my Dr office and favorite hospital were in -negotiations- last December when the sign up deadline passed. I stayed...
  14. DI

    Trouble finding coverage in South Carolina for commercial used as private until RV co

    Hi! Please forgive me because I know this topic has been touched on many times. I’ve read through some threads regarding this topic, but the info is outdated. We just purchased just a 2006 e450 14 passenger Thomas school bus and we are having the hardest time finding someone to insure it. They...
  15. JenniferWillow

    California insurance

    Well, I’ve made the decision to buy a bus in Tempe, Arizona. It’s a 1997 International 3800 that’s only 24’ long. The bus has been partially converted and is registered in Arizona as an RV with State Farm. I’ve been calling insurance companies for two weeks (including my own, Allstate, and...
  16. JA

    Shelter Insurance

    "Tiny," our 2014 Forester motorhome is dead. He was killed on US Highway 67 in the state of Arkansas. Kay and I were driving to visit out oldest son and family. The highways there are very narrow due to being on dikes between wet-field rice ponds. So when a car in front of us stopped...
  17. T&

    NJ Skoolie Insurance

    I am in the state of NJ, i have essentially called all Insurance agencies in the state and they told me no go for converted skoolie. Some have said that they need to be "professionally" built, while failing to give me the requirements or who falls under that umbrella. All the forums on here...
  18. GR

    Need insurance to drive safely!

    Hi. We have a 1951 Greyhound Bus that was converted in the 70s. Title says it is a motorhome, but I am having trouble finding a company that will insure it. We bought it about 10 years ago. Lived in it for a while and it has been sitting for a few years. Getting it ready to go. Need to drive it...
  19. Invisibleman

    Insurance coverage on TOAD

    I am not getting conclusive information from Progressive on this question. My TOAD hit an object on the road while be towed. The RV is wide enough it missed it. It did some damage to the wheel and exhaust of the TOAD, enough for a claim. I have $500 deductiible on both RV and TOAD and also...
  20. ChrisPBacon

    Insurance alternatives

    Our TT was damaged (while not moving) by another driver towing his trailer, and we’ve discovered that our “insurance” is considerably less than has been promoted — not quite useless, but far less than we ever suspected. Just the lack of initial response to our first report has left us...
  21. ER

    First time school bus buyer/converter

    Does anyone have any tips for insuring a bus? Or the minimum conversion required to title it as a "motor home" in Colorado? First time buyer. Found a great bus that passed an emissions test. Was looking into insurance and my insurace agency (Allstate) nor the two that they referred me too insure...
  22. JO

    Insurance in WA state

    I’m currently on the hunt for a small skoolie. I’ve obviously heard it’s really hard to get insurance for a skoolie. I WILL NOT have a roof rack, roof deck, wood stove, etc and I do plan on living in it full time. Anyone have any suggestions on insurance? I reside in WA state. I do not want to...
  23. ?

    Good Sam Insurance - DO NOT USE NATIONAL GENERAL INSURANCE

    If you do hope nothing happens. I made the mistake of thinking decent reviews for Good Sam should be fine. Turns out National General Insurance has a Yelp rating of 1.1, saw a few planted 5 star reviews. My trailer was stolen at 3 months of age. Since the market has declined they can pay you...
  24. JO

    RV premiums falling?

    I'm comparing travel trailer insurance premiums and found two places charging less than $200 for collision/$500 deductible per year on a 2012 Jayco, while my current insurer is charging $606! Have rates been coming down, or is my insurer ripping me off all these years??
  25. Ace418

    Change in SD RV insurance policy

    I bought my first bus yesterday and was getting everything lined up to pick it up next week. When chatting with State Farm they specifically ask how many months of the year you plan on staying at parks or in rental spots physically with in the state of South Dakota. Be careful how you answer...

Try RV LIFE Pro Free for 7 Days

  • New Ad-Free experience on this RV LIFE Community.
  • Plan the best RV Safe travel with RV LIFE Trip Wizard.
  • Navigate with our RV Safe GPS mobile app.
  • and much more...
Try RV LIFE Pro Today
Back
Top Bottom