Hmmm...OK, you can use many kinds of cleaners in the off season to kill and remove the mold if you have it developing however I think Prevention beats the heck out of dealing with it. That may be difficult when camping in the winter, but in the summer there is no reason one can't devote a few hours in the sun every few days which will of course stop the problem in the mattress as HEAT usually does the dirty deed for you to kill any mold and at the same time will evaporate any moisture wicked away by your body. At the same time a quick wipe down of something that kills mold without lingering around until you go to bed at night of the woodwork should be easy enough to do.
If you have the option of removing the mattress and bagging it (and any other cushions) in for storage in the heated garage when you stop camping for the season, that should be helpful as well. That will help keep them from getting a musty smell.
Mold is a lot like RUST, a PITA to get rid of but easier to prevent in most places.