55 replies to this topic

[Wallowa]

Hope this is OK to ask on here....but has anybody insured their FWC through USAA?  Is yes, how do you rate the coverage, cost and service?

 

Thanks...Phil

[longhorn1]

Yes, for the first 7 years. I was always uneasy because there was never anything in writing. I never was able to get an official statement that is was covered for full replacement. It was considered part of the truck at no additional cost. A few others had concerns. I finally contacted Progressive. It's for full replacement value. I also saved about 15 Hawk and Grandby front dinette 2014 - 2017 from FWC used Campers on Instagram, and have them for backup. Costs me $28/mo. All sold for more than I paid in 2014. I now have piece of mind.

Edited by longhorn1, 26 June 2021 - 08:29 PM.

[Karlton]

I have USAA and I've been told that the camper is covered as part of the truck.  At the time I had a $24k Hawk on a $14k Tundra, and the camper was covered at not cost as it is attached to the truck.

[longhorn1]

I have USAA and I've been told that the camper is covered as part of the truck. At the time I had a $24k Hawk on a $14k Tundra, and the camper was covered at not cost as it is attached to the truck.

Yes, but they never would say it was covered at full value. That was way to big a risk. It was really a false sense of security that I would get full value. There are 3-4 others that ran into the same thing

[Wallowa]

Thanks...has anyone filed a claim and if you did how well was it handled....on vehicle or camper. 

 

My evaluation of switching from Farmers for all my insurance including my Tundra/Hawk is not just cost of policy, but as each of you have stated, what is the exact coverage, conditions of coverage and how well they respond to a claim...

 

Thanks for any insights...

 

Phil

[SigSanDiego]

I’m with USAA.

2021 Ram 3500 and 2021 Grandby.

Grandby included with truck insurance.

Zero cost basis added.

USAA is hands down best customer service organization I’ve ever experienced.

[longhorn1]

I’m with USAA.

2021 Ram 3500 and 2021 Grandby.

Grandby included with truck insurance.

Zero cost basis added.

USAA is hands down best customer service organization I’ve ever experienced.

Again, I would be careful. USAA is the best, but I can never get a straight answer about whether my camper was insured for full value. For 7 years and numerous phone calls I was always uneasy. The fact that it is covered with your truck means nothing. There are close to a half dozen WTW and FWC Facebook members,including myself that never could get anything in writing. So if you total your truck and camper, do you know what you will get for your camper? The answer is probably no. I now pay $28/MO with Progressive and have have peace of mind. I have had USAA 35+ years thanks to my father and they have been amazing.

[Wallowa]

Has anyone filed a claim with USAA and if so, how well was it handled?

 

With no field agents or offices, I want to know how they are when you need them on a claim.

 

Thanks...

Edited by Wallowa, 27 June 2021 - 01:59 AM.

[longhorn1]

They are fast and take the headache away. The big question is what value will they set for your camper if is totalled?

[Wallowa]

Roger that....I will try to get an answer to that from USAA....