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Camper Insurance


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#31 Occidental

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Posted 22 March 2019 - 02:14 AM

I didn't worry about insurance much with the old camper, but now that we have a newer more expensive one I called to check about adding it (or seeing if it was already covered).  It's interesting because I see a lot of you have coverage through Progressive (multiple threads including this one).  I was told that not only will Progressive no longer cover truck campers, but they will no longer insure my truck with a camper mounted on it.  Apparently this is a newer stance for Progressive.  So that ends a 13 year relationship pretty quickly.  I am wondering if any of you that have Progressive have been notified of a change?  I would have preferred to stick with them if nothing else, for my long term discount. 


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#32 ski3pin

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Posted 22 March 2019 - 02:54 AM

Very interesting. Our ATC camper is insured with Progressive. We renewed again for a year back toward the end of 2018. We insure our vehicles through a different company.


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#33 larryqp

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Posted 22 March 2019 - 01:42 PM

I'm using National General thru Good Sam, for my Truck, Car, Motorhome and FWC Eagle, with a TX domicile. I few years ago my previous insurer canceled all RV coverage in TX. I seems everything is dependent on the state in which you are domiciled. I'd check out Good Sam, even if your not a member, then if you save money you can just join. Also, if you are a geezer, check out AARP.


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#34 MountainSufi

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Posted 25 March 2019 - 10:58 PM

State Farm here in Wyoming just wanted to know it's a slide-in camper, Make, Model, Year made, Serial #. No charge.


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#35 makalutoo

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Posted 30 March 2019 - 05:41 PM

I didn't worry about insurance much with the old camper, but now that we have a newer more expensive one I called to check about adding it (or seeing if it was already covered).  It's interesting because I see a lot of you have coverage through Progressive (multiple threads including this one).  I was told that not only will Progressive no longer cover truck campers, but they will no longer insure my truck with a camper mounted on it.  Apparently this is a newer stance for Progressive.  So that ends a 13 year relationship pretty quickly.  I am wondering if any of you that have Progressive have been notified of a change?  I would have preferred to stick with them if nothing else, for my long term discount. 

This is interesting.  I got a new policy with progressive that started March, 11th this year.  I also got a quote with gieco, progressive was a shade more expensive but they offer better payout for claims. Progressive was replacement cost for 4 years then the invoice cost, geico was actual cash value.  Maybe it is different depending on which state you are located in.


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#36 Optimistic Paranoid

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Posted 31 March 2019 - 08:45 AM

 Maybe it is different depending on which state you are located in.

 

It absolutely is different in different states.  Each state has their own Insurance Commission, which mandate the kinds of coverage and sets the rates for the policies in that state.


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