I'll let you know how the claim goes, just very apprehensive about using USAA after this
Well, I suggest you spend a few minutes reading this web page, it's the best explanation I've seen on the various kinds of RV insurance you might need:
http://www.rv-dreams...-coverages.html
Over at Escapees, they recommend a few independent insurance agents who specialize in RV insurance and can offer you policies from a number of companies. Might be worthwhile to talk to these people and get some quotes for comparison:
https://www.blueskyc...com/auto/rv.php
http://www.millerrvinsurance.com/